Consulting

Guidance You Can Trust


Wisdom You Can Take Straight to Your Bottom Line

To remain competitive, you need a proven partner that can provide powerful insights that can increase your bottom line. The Advisors Plus strategic team of financial industry veterans represent the most effective option to analyze your card programs’ portfolio performance and exposure to risk, as well as ensure efficiency across contact center, collections and internal card operation models. Have Advisors Plus consultants join forces with your management team to identify your challenges and opportunities, help you create plans that are tailored to your specific market needs, and recommend programs that will exceed member service expectations, manage bottom lines, optimize product delivery strategies, and achieve measurable, highly cost-effective results. The collective experience of Advisors Plus consultants gives Owners access to deep insights, industry trends and knowledge about the challenges and opportunities in the market.




Process

When our Consulting team engages with your credit union, our mission is to understand the current environment at the credit union, including any goals or hurdles you may have. Your success is our greatest concern, so we strive to provide a level of service that your credit union will continue to find useful in the growth of your organization.

Step 1

Planning and Engagement


This stage involves the selection of a problem or challenge and an evaluation of the consulting process to achieve results.

Step 2

Data Collection


This is a discovery session where key information is gathered and provided to Advisors Plus through a questionnaire and credit union expense worksheets.

Step 3

Analysis


In this stage of our process, we uncover problems, deep dive into data, and evaluate risk, transactions, usage and new account generation.

Step 4

Market Research


This is where we incorporate current trends and factor notable industry happenings into the competitiveness of your products.

Step 5

Develop P&L


Here we offer P&L and final ROA by product. We provide you with interchange opportunities, major expense contributors, performance-based measures, and an evaluation of your marketing approach, as well as product and pricing mix.

Step 6

Present Recommendations


In this stage we engage in interactive discussion with key stakeholders to provide actionable insights and present our strategic plan for growth opportunities and improved profitability.

Step 7

Take Action


Here we work with your credit union, as necessary, on the actionable insights provided and help track success metrics. Your success is our greatest concern and we want to continue to re-engage in planning your growth strategies.

Experience

Our consultants have decades of experience managing card portfolios and other operational areas

Gain Share

Pay-for-results model saves Owner credit unions the expense of maintaining full-time in-house experts

Data Driven

We are very much numbers-focused with huge attention on financials and statistics

See Consulting in Action


2019 Credit Union Card Lending Outlook

Get ahead by understanding the risks.

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The Interchange Revenue Landscape

How to prepare for change.

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Enhance Credit Card Portfolio Profitability

Start with a “graduation” plan.

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How can Advisors Plus cost-effectively help your credit union reach aggressive growth goals?

Contact Us